Презентация на тему "КРЕДИТОВАНИЕ".
презентация к уроку по английскому языку по теме

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HIGHER BANKING SCHOOL PRESENTATION « CREDIT OPERATIONS OF COMMERCIAL BANKS »

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ESSENCE OF THE BANK CREDIT THE CREDIT – THE FINANCIAL RELATIONS BETWEEN THE CREDITOR AND THE BORROWER CONCERNING TEMPORARY USE BY THE BORROWER OF MONETARY RESOURCES OF THE CREDITOR ON TERMS OF THE CONTRACT. CREDIT OPERATIONS OF KB – PLACEMENT BY PRILECHENNYKH BANK OF MEANS ON ITS OWN BEHALF AND AT OWN EXPENSE ON THE TERMS OF RECOVERABILITY, URGENCY, AVAILABILITY AT A PRICE.

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CREDIT FUNCTIONS THE DISTRIBUTIVE; THE CONTROL; THE ISSUE .

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FEATURES OF THE CREDIT DIFFERENCE OF THE CREDIT FROM THE LOAN AND THE LOAN: THE CREDIT ORGANIZATION (BANK) ACTS AS THE CREDITOR AS SUBJECT OF THE CONTRACT BETWEEN THE CREDITOR AND THE BORROWER MONEY ACTS ONLY.

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PRINCIPLES OF BANK CREDITING RECOVERABILITY; URGENCY; AVAILABILITY AT A PRICE; SECURITY; DIFFERENTIATION; TARGET ORIENTATION .

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CREDITING METHODS SINGLE DELIVERY OF ALL SUM OF THE CREDIT OPENING OF CREDIT LINES (RENEWABLE AND NON-RENEWABLE) OVERDRAFT ON THE ACCOUNT

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OBJECTS OF CREDITING PURPOSES, ON REALIZATION WHICH IT IS PROVIDED CREDIT

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FORMS OF PROVIDING REPAYMENT OF THE LOAN PLEDGE (MORTGAGE) OF PROPERTY; GUARANTEE OF THE THIRD PARTIES; BANK GUARANTEE; INSURANCE OF RESPONSIBILITY OF THE BORROWER UPON THE CREDIT NON-RETURN .

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STAGES OF CREDIT PROCESS 1 . FORMATION OF CREDIT POLICY OF BANK. 2 . ACQUAINTANCE TO THE POTENTIAL BORROWER. 3 . ASSESSMENT OF LEVEL OF SOLVENCY OF THE BORROWER; ESTABLISHMENT OF PARAMETERS OF THE POSSIBLE CREDIT; DEFINITION OF LEVEL OF BANK CREDIT RISK. 4 . PREPARATION AND CONCLUSION OF THE CREDIT AGREEMENT AND CONTRACT OF SECURITY OBLIGATIONS. 5 . CREDIT MONITORING.

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ASSESSMENT OF LEVEL OF SOLVENCY OF THE BORROWER METHODS OF THE ASSESSMENT USED IN BANKING PRACTICE: ON THE BASIS OF THE ANALYSIS OF SYSTEM OF FINANCIAL COEFFICIENTS; ON THE BASIS OF THE ANALYSIS OF CASH FLOWS; ON THE BASIS OF THE ANALYSIS OF BUSINESS RISK .